From the listing
About the role
At Tilt, we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential.
Mexico was Tilt's first market outside the US. Since 2022, our cash advance product has helped over 1 million customers access short-term credit on transparent, affordable terms. We are creating a new credit system that backs the working, whatever they're working toward.
We are hiring a Senior Credit Manager to own the day-to-day credit performance of the Mexico cash advance product, including policy, unit economics, experiments, and results. You will report to the Head of Credit, Mexico, and work across a small, high-impact set of leaders in credit, data science, and collections.
What you'll do
- Set and tune the cash advance credit policy in Mexico, encompassing eligibility, loan amount assignment, pricing, and repeat-loan progression.
- Maintain and improve the valuations model that is the foundation of credit and marketing decision-making.
- Design, launch, and read experiments across the borrower lifecycle.
- Track vintage performance, early delinquency, and roll rates to catch and diagnose drift early.
- Partner with Data Science to take new risk models from validation to production and own the release and monitoring plan.
- Work with Product, Engineering, Collections, Finance, BI, and Marketing to get changes built and measured.
- Share insights with and learn from credit teams in other global markets including Brazil, India, the Philippines, and the U.S.
What they're looking for
- 5+ years in consumer credit risk, fintech or digital lending experience preferred.
- Experience managing credit policy for a live portfolio.
- Experience getting leverage from agentic AI tools to improve the velocity and quality of work.
- Experience building or owning a unit economics or valuations model to make business decisions.
- Ability to design and read A/B tests with guardrails and distinguish signal from noise.
- Strong written communication skills for executive audiences.
- Working knowledge of the Mexican consumer lending market.
- Professional fluency in English.
Nice to have
- Knowledge of Spanish is a plus.
From the company page
Tilt benefits
◉ Remote policy · in their words
“Great work happens anywhere. We're collaborating across 14 countries, 12 time zones.”
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